David Giertz Talks About Some Issues Regarding Early Retirement

Financial advisor David Giertz recently gave some tips for life after retirement. Far too often, he says, people will retire before they are financially ready to do so. Instead of putting together a plan they wing it and end up in a far worse position than they otherwise would have.

As David Giertz reminds people, failing to plan is planning to fail. He says retiring early is never an easy task and it will be far more difficult if you’re not following a plan. Retirement accounts are where most people sock away money for retirement. Many people, though, didn’t save enough for a comfortable retirement no matter how much they earned during their working years.

The conventional numbers for retirement at age 65 is that you need six times your annual salary at age 50 invested and ten times this number at age 60. Once you are 65 you should have about thirteen to fifteen times your annual salary invested. However, what if you want to retire early at age 55? David Giertz says that if that is the case it will take no less than 33 times your annual income saved and invested at that age.

David Giertz has been helping people save for retirement for over 30 years. He attended Millikin University and graduated in 1986 with a degree in business administration and management. After that, he became registered as a broker with FINRA and joined the financial industry. Over the course of his career, he achieved the executive levels at a few companies, including Nationwide Investment Services Corporation. In order to help with his career goals, he went back to college in 2002 and earned his MBA in 2003.

David Giertz has shared his knowledge of financial matters in a number of ways. He earned a spot on Millikin University’s Board of Trustees for a number of years. He has also earned the industry arbitrator designation that is overseen by FINRA. He seeks to educate his clients on the best ways to save for retirement as well as any other financial goals they may have.

Choose Amazing Coverage With Lime Crime Cosmetics

Lime Crime cosmetics promises to give you all the right coverage with award winning ingredients which earned their CEO, and founder, marketing analyst, and technology expert, Doe Deere female entrepreneur of 2016. In an attempt to expand, LC has launched a new Pocket Candy palette with 5 buttery colors to choose from, costing under $40. Their bundles are great for makeup artist, and are reasonably priced for your budget. Picket Candy Palettes have had no problem standing on their own as a new product. Their new line will take you back to a time when you proudly sported your best doll in your favorite Jordache jeans.

LC products are trusted worldwide as a trusted brand with amazing coverage. Their beauty care products are committed to helping your beautiful features standout. Their bright, intricate colors will work well with your sparkling blue eyes. LC cosmetics offers a line of eye-shadow, and lipstick products. Don’t trust imitators who offer products that are recognized with the official LC logo, waterproof, and hypoallergenic. Their cosmetics are clinically proven to last up to 24 hours, but they’re easy to remove at the end of the day. Say goodbye to multiple applications at the worst time.

Thousands of girls, and guys around the world use LC products, and love they way they have confidence in their face to face interaction like never before. You have the option of their familiar packaging that is easy to find in the bottom of a cluttered purse. High end celebrities love the way it holds up under the camera lights for a prolonged period of time. Their elite line of eye-shadow, and lipstick products dry to a perfected mold. They give you a new look, or help you spruce up on your current look. Take advantage of a unique makeup choice based in amazing super-foil ingredients.

You’re invited to use their YouTube channel to leave your review of Lime Crime products, and explore new ways to mix, match, and blend their cosmetics. You won’t find LC products at participating retailers, but you can purchase their products with free shipping offers directly from their website.

The Philanthropic Greg Secker and Forex Trading

The people who have the agitation in forex trading are always engulfed by its complication and complexity. However, Greg Secker being a philanthropic Forex trader, he has freely provided published forex trading information based on his long-term experience in forex trading. Let’s go straight to the main details.

Greg Secker Puts it clear that you need to keep your emotions out of a trade. You need to be aware that emotion is a great enemy when it comes to trading. It’s quite easy to get angered whenever handling a loss or setbacks. The newbies in forex trading have a habit of panicking and end up making unhealthy decisions when it turns out that the trade is not in their favor. Whenever making decisions out of fear, anger, regrets, frustrations or any other form of emotion end up into disgusting results.

Another rule that Greg Secker clear states are that on a need to be realistic. If a newbie has a mind-set of becoming a millionaire on a quite modest trading budget, his disappointment I a guarantee. The fact is that it’s possible to make high profits via forex trading but it usually takes a lot of time as well as your effort input. It’ also a fact that forex trading might grant some of the highly lucrative options in terms of becoming wealthy. However, it takes quite a long time duration, mental torture, patience and persistence, and dedication.

Greg Secker also states that you should also have definite goals. For anyone to get to a particular destination, it’s mandatory that he/she need to have a clearly defined, outlined and well-detailed plan on how to get there. This is the same case when it comes to trading. Each and every trading method has its own trading methodology, a particular degree of risk and it also calls for a particular plan to instill for it to bear fruits. A newbie in forex trading has to make decisions on a specific trading budget, a detailed plan for knowing when to exit, a daily plan of action, as well as mechanisms on how to cut losses when needed and proceed with the following trade. Greg Secker stands to be an entrepreneur as well as a master forex trader who is the founder of the Knowledge to Action Group in the year 2003. He has offices all over the world. This Group is incorporated of various companies that implement the latest updates in terms of trading software and technology.

Sheldon Lavin, OSI Group CEO Invests in People

Otto Kolschowsky, a German immigrant arrived in Oak Park, Illinois in 1909 and started a family meat market. By 1928, Otto & Sons were a thriving local market serving top-of-the-line meats to the locals in the Chicago suburbs. For many years, the locals of Illinois enjoyed Otto & Son’s fresh quality meats.

By 1955 Otto and Sons teamed up with McDonald’s a company just starting out. Otto & Sons cut a deal with McDonald’s. They agreed to supply McDonald’s with quality ground beef patties. However, Otto & Son needed solid funding. They needed an extra hand from investors for growing their business.

In 1970, Sheldon Lavin, owner of his own financial and consulting firm initially agreed to become Otto & Son’s financial consultant. During that time, Levin was established in the banking industry. However, he was about to become successful in meat industry. As an executive and investor, Lavin organized the funding for Otto & Sons. This business relationship grew over the years. Furthermore, the overseas investment markets began to look quite promising.

By 1975, Lavin had partnered with Otto & Sons. In the late 70’s Otto & Sons changed their business name to OSI Group and continued growing with McDonald’s. Additionally, in 1980, one of the original partners sold out of the OSI Group. This decision moved Lavin to the position of controller of half of OSI’s group interest. By now, Lavin was in a full-time partnership position with McDonald’s. Ultimately, after the last OSI partners retired, Lavin’s voting control escalated to 100%.

OSI is known throughout Europe Japan, China, Australia, South America, South Africa, India, the Philippines, and Brazil. Overall, sixteen countries and over 55 facilities are evidence of the growing demand for quality meats.

At the age of 81, Lavin is still servicing various countries with fine protein. Servicing through the McDonald’s system, OSI is the largest protein supplier. Lavin’s strong background in banking and investing played an important role in success. Lavin has an extensive list of his contributions and achievements.

Lavin believes that business thrives when “people first” remains on top of the list as important. The rate of turnover is less because people tend to stick around longer in a fun, family-oriented environment. He cares about people and families. Lavin and his late wife of 55 years raised three children. Mr. Lavin considers all employees as an extension of his worldwide family.

Learn More: www.bizjournals.com/chicago/potmsearch/detail/submission/6423650/Sheldon_Lavin

Get Your Air Conditioning Running at its Best With These Tips

You can have a very efficient air conditioning system and save money with these suggestions from Goettl Air Conditioning. You will save some money on air conditioning bills by following these simple tips.

First of all take a stroll out to your outside unit and make sure that there is no debris or overgrown plants around your unit. There should be at least a two-foot space between any of the mentioned items and your unit. It is also a good idea to remove the cover (just a few screws) and wash off the coils with your garden hose, as it tends to collect grass clippings and dirt.

Take a hint and turn on your overhead ceiling fans. Indeed if you don’t have any, just use floor or table fans. To keep the cool air moving is a good idea as your thermostat will not be calling for more cool air. This is something that many people don’t think of or they haven’t known about its effectiveness. The US Department of Energy has shown that the thermostat can be set to four degrees higher with the fans running.

Thermostats that are programmable are very useful for adjusting the temperature level when you are home and when you are away. For regular time away from home such as when you go to work, the thermostat can be programmed to require less air conditioning during that time. Then at the time you arrive home, it can be timed to readjust. Some thermostats can sense when no one is home, making the task even easier.

Goettl Air Conditioning is located in Phoenix, Tucson, Las Vegas and Southern California. According to Business Press Vegas, the firm was established in 1938 and was the first company to introduce evaporative cooling and air conditioning technology to the desert areas in the Southwestern United States.


Greg Secker: The Learn Trade CEO With a Golden Heart

On his interview with CEOCFOinterviews.com, Greg Secker said that he’s a why not guy, he’s not a why guy, which has always been his philosophy. Secker believes in saying yes to everything, and then he will try to figure out about the components along the way. People asked him why he wanted to do trades while he was flying over the Canary Wharf, and he answered them why not? He’s giving money to people who are in need, so that he could show people it is possible making more money in any place, anytime and anywhere.

Greg Secker said that he sees himself as a renaissance man; he’s involved in many things; he has 17 different companies that range from motivation courses to philanthropic endeavors to success summits. He feels the way people do anything in their life, is the way they always do everything. That’s why when he gets into something, he tries to make it a bit special and personal. He wants to help the Filipinos. When he’s speaking in the Philippines, he feels that most of them are having low self-confidence, especially in their abilities.

Throughout their history, the Filipino people have been taking advantage of them, and that has impacted their self-worth image. They do not believe they are capable of doing stuff, and they cannot be successful. Secker wants to create a program that is capable of showing them they could be successful and they are capable of living the best life possible. Once they launch, he wants to roll the program out all over the world.

Secker was a prize finalist position in the London Excellence Awards of the year 2010. His company Learn to Trade held the forty-ninth position in the 2010 Track 100 Awards of Sunday Times. The award is an initiative that was co-sponsored by Virgin; it recognizes the Fastest growing companies in the UK.

World Finance Magazine awarded Learn to Trade with the Best Educator award for two years consecutively. Also, Wealth and Finance Awards awarded Learn to Trade with the Best Trading Education Product, and Best Forex Trading Training awards.


Michel Terpins’s Thoughts and a Bit of Where He Comes from, In All Aspects

Meet Michel Terpins, Brazilian celebrity and rally driver – but he is so much more. He is a faithful friend and business partner as well, especially in the hard times of life. He has seen many an “up and down” and only faces each new challenge with a smile, and he can show you some of the things he values and believes in. Listen to his thoughts, beginning with what comprises a solid leader.

A Great Leader

A great leader? A great leader is one who encourages others to be their best; leads by knowing that their heart is pervious and allows their very breath to flow in and out, graciously, gratefully. They are open to suggestions, ideas and brainstorming; they make decisions based on truth and love (versus fear and lies). They are confident because they come from their heart and want the most fair, intelligent, love centered world. Yes, rally driving works fine, as an independent contractor.

Strengths and Weaknesses and More – Oh, My!

Strengths: A great leader, I put the viewer and reader right where I am standing, breathing and feel the breeze lightly play with the short, blond hair on my arms. I’ll bring the story full ’round at the end.

Weakness: Sometimes challenged showing versus telling.

His Forte and More – Special Man’s Words Paraphrased from an Interview

Rally driving is Terpins’s forte; so is nature. It depends: What is your pay rate? How long do you want submissions to be, guidelines, etc? Who will I race?

Politically Speaking – Where Do We Stand? Where Does Terpins?

Politics: I am not involved, politically – too ridiculous. I do write articles and blogs on my career as a side hobby and love to share everything I learn. I can write conservatively, if that’s what client wants. I’m interesting to do persuasive writing with more intensity and frequency – one of my goals that I strive for with increased urgency.

Robert Ivy: An Architect With An Impressive Editorial Career

Robert Ivy is an American businessman and the chief executive officer of the American Institute of Architects (AIA). Robert Ivy also serves as the vice president of this esteemed organization. He is a graduate of Tulane University where he majored in architecture. He is also a cum laude of the University of the South.

Robert Ivy’s career history

Robert Ivy began working for the American Institute of Architects a couple of years ago, and in 2011, he was made the chief executive officer of the company. The American Institute of Architects is an organization that provides a broad range of services, including community development, advocacy, education, and public outreach. Before joining this group, Robert Ivy also worked for McGraw-Hill Companies as the editor in chief and vice president of the company. He has published numerous articles in various journals and magazines. His articles have been featured in a variety of media platforms, including HQ Magazine, The Magazine of Sustainable Design, SNAP, and Architectural Record: China, Sweets, ENR, and Constructor. Robert Ivy has served as a juror on a panel that developed the National Dwight D Eisenhower Memorial. Early in his career, Robert Ivy also worked as the president of Dean/Dale, Dean & Ivy. He has also worked as a critic on various papers and panels.

Follow Robert Ivy on LinkedIn

Robert Ivy’s accomplishments

Robert Ivy has helped various companies, including the Architectural Record to win multiple awards such as the American Society of Magazine Editors National Magazine Award for General Excellence and the premier journalism award. Additionally, he has received other awards, such as 7 Ozzies: Folio Design Awards, 26 Jesse H. Neal Awards, and the 2008 MPA Digital Award for Website of the Year: Enthusiast. Robert Ivy works have been recognized on various platforms, and he has been acknowledged by many institutions, which also refer to him as the Master Architect. Robert Ivy is known for identifying the value of design and for dedicating his career in architecture. He has worked in collaboration with other professionals, such as John Wellborn Root, Dr. Nathan Clifford Ricker, Richard Buckminster Fuller, and Cass Gilbert. Robert Fuller has made history as one of the seven executives to receive recognition in the fraternity’s 100-year anniversary.

For more information about Robert Ivy, just click here.

Anthony Petrello – Leading CEO of the World

Anthony Petrello is mostly unknown in numerous homes as someone who blends all too well within the American corporate ranks. Despite not being one to plaster himself all over the airwaves to capture people like a politician by using speeches, he is no doubt among the most vital personalities in the USA. Besides this being facts, Anthony Petrello does not get the gratitude nor recognition for his contribution to the American way of life even from the Americans living it. He was at one point the USA’s most paid CEO, and this can be noted from his income in the year 2014 when he earned $68.2 million while serving at Nabors Industries which is a firm that drills for natural gas and oil and is noted to be a leader in its field. Anthony Petrello is envy and admiration to many, but his success was brought on due to his humble and honest nature.

Anthony Petrello shares the sentiments of a large population of Americans who believe that Wall Street uses greedy tactics to earn a lot more while those who suffer are those on Main Street. Anthony has a code of morality which is based on fairness as well as respect. Aside from being an amazing business strategist, Anthony is also a great manager, but despite all this, his biggest achievement realized from how well he opts to treat others around him. Thanks to his nature, thousands of jobs have been created within the USA making him the industry’s captain of modern days who aids fellow Americans to enjoy life as well. Anthony Petrello is a leader of a strapping oil giant in the current economy. Anthony did not have a wealthy upbringing, trust fund nor did top rate tutors, just like a large sum of the greatest leaders from America. He was brought up in Newark, which is a largely Italian neighborhood, in New Jersey.

Disregarding the hardships in Newark to earn a living and handle their bills, the residents there are recognized for their strong culture in honor as well as work ethic. The Newark community works in unison to meet every need required. As early as he can remember, Anthony Petrello had it instilled in him that he has to have integrity and honor. Due to this factor, he understood from a very young age that there are no shortcuts in life. He would read academic books for some hours soon after learning to read and ended up mastering differential calculus while quite young and also showed great intelligence in mathematics which would be noted from a logician and physicist that are well trained. Thanks to him and his wife they have pumped in millions of dollars to charities every year. His Nabors Industries contract stated that 80% of his income is dependent on the company’s income to learn more about us: https://www.crunchbase.com/person/anthony-petrello#/entity click here.

Besides all this, his leadership role in oil production in the US has created numerous job opportunities. Currently, Nabors Industries boasts of about 1,500 rigs that have provided jobs that pay very well to more than 100,000 people.

Paul Mampilly, A Prominent Investment Analyst In America

Paul Mampilly’s Achievements in the World of Investment Analysis

Paul Mampilly is a research and investment analyst. He is an American investor, owner of the Templeton Foundation, and former hedge fund manager. He once featured on CNBC, Fox Business News and, Bloomberg TV. He is also the founder of Profits Unlimited, a popular investment newsletter. Here, Paul Mampilly uses his skills and experience in finance to guide his subscribers. Paul began as an assistant portfolio manager at Bankers Trust before starting his multi-billion dollar companies.

As a portfolio manager, Paul Mampilly strives to help entrepreneurs invest wisely. He helps entrepreneurs to streamline their business strategies. Besides, he shares his success experience with investors as a way of inspiring them. He has over 25 years of experience in investments and proud of his success in every position he held in the finance sector. Paul Mampilly was part of a team that managed a $23 billion mutual fund and $6 billion hedge fund, the world’s best hedge funds in 2008. He works in close collaboration with European aristocracy, the Templeton Foundation, Swiss private banks, and Fortune 500 Companies such as Sears and the Royal Bank of Scotland.

His newsletter, Profits Unlimited, has 60,000 subscribers. In fact, it’s one of the nation’s fastest growing investment. He worked as hedge fund manager on Wall Street for 20 years for ING, Deutsche Bank, and Kinetics International. Here, Paul Mampilly won an investment competition at Templeton Foundation, after turning a $50 billion investment to $88 Billion, which is a 76% gain. For him, this was an incredible achievement considering that the company was undergoing a financial crisis.

Recently, Paul Mampilly signed on to Banyan Hill Publishing to start Profits Unlimited. The deal will help identify more investment opportunities and guide Americans to invest wisely. Paul Mampilly recommends a new stock every month and mails his subscribers an eight-page newsletter. That helps investors to streamline their investment strategies since they buy stocks in their brokerage accounts. That offers an innovative alternative to the traditional arrangements between a financial advisor and his clients.